LivingCostFacts / state

Texas cost of living

Texas has an all-items price parity of 97.1 on the U.S. = 100 scale. Compare the statewide picture with county rents and metro price levels.

BEA 2024 · HUD FY2027 · ACS 2020–2024 · CPI through 2026-10

97.1
All-items price level

BEA 2024; U.S. = 100

$78,476
Median household income

ACS 2020–2024

$283,800
Median home value

Owner-occupied homes, ACS 2020–2024

$1,488
Typical 2BR benchmark

Population-weighted county FMR, FY2027

Read the local picture

Regional Price Parities (RPPs) compare prices across places in the same year. An index of 110 means prices are 10% above the U.S. level; 90 means 10% below. RPP measures relative price levels, while CPI measures price change over time.

Texas: RPP components

BEA 2024 regional context; each category is compared with its own U.S. = 100 benchmark. These are not county price estimates or spending shares.

  1. All items97.1
  2. Goods98.1
  3. Housing rents96.5
  4. Utilities87.5
  5. Other services97.1
0100.0

Black marker: U.S. benchmark = 100 in each row.

Put the benchmark in context

Fair Market Rent (FMR) is HUD’s estimate of the 40th percentile gross rent for standard-quality rental homes occupied by recent movers. It includes rent and most tenant-paid utilities. A household’s actual rent can differ substantially by neighborhood, lease and property.

Monthly rent by bedroom

HUD FY2027 gross monthly FMR; includes most tenant-paid utilities. Dollars per month.

  1. Studio$1,192
  2. 1 bedroom$1,247
  3. 2 bedrooms$1,488
  4. 3 bedrooms$1,939
  5. 4 bedrooms$2,341
0$2,341

Income after benchmark rent is $60,618 a year: ACS median household income minus 12 months of the population-weighted 2BR FMR. This is a comparison between separate datasets and periods, before taxes and all other expenses; it is not disposable income.

The data in view

Price levels relative to the U.S.

BEA RPP, U.S. = 100 each year. This is not an inflation index.

View chart data
Period or categoryValue
200897.1
200996.7
201097.7
201197.0
201297.7
201398.1
201498.4
201598.3
201698.1
201797.4
201897.8
201998.5
202098.8
202198.4
202297.4
202397.1
202497.1

Price levels by category

Each category has its own U.S. benchmark of 100. Components are indexes, not spending shares.

Category2024 RPP
All items97.1
Goods98.1
Housing rents96.5
Utilities87.5
Other services97.1

Monthly Fair Market Rent by bedroom

HUD 40th percentile gross rent for standard-quality units; includes tenant-paid utilities except telephone, cable and internet. These are benchmarks, not asking-rent medians.

Home sizeFY2027 monthly gross rent
Studio$1,192
1 bedroom$1,247
2 bedrooms$1,488
3 bedrooms$1,939
4 bedrooms$2,341

County cost comparison

Income: ACS 2020–2024. Rent: HUD FY2027. Rent / income = 12 × 2BR FMR ÷ median household income; it does not measure actual renter burden.

County or equivalent2BR rent / monthMedian household incomeRent / income
Anderson County$1,201$62,06823.2%
Andrews County$1,325$72,24222.0%
Angelina County$1,073$60,96021.1%
Aransas County$1,404$69,46624.3%
Archer County$1,145$72,15919.0%
Armstrong County$1,107$72,75018.3%
Atascosa County$1,069$70,77018.1%
Austin County$1,069$75,78916.9%
Bailey County$1,015$61,42019.8%
Bandera County$1,441$75,81322.8%
Bastrop County$1,817$86,22625.3%
Baylor County$1,014$45,37026.8%
Bee County$1,233$57,67325.7%
Bell County$1,138$68,86519.8%
Bexar County$1,441$72,34123.9%
Blanco County$1,227$92,42515.9%
Borden County$1,078$65,62519.7%
Bosque County$1,014$68,91417.7%
Bowie County$1,118$59,80322.4%
Brazoria County$1,319$97,99316.2%
Brazos County$1,151$58,55323.6%
Brewster County$1,028$56,21221.9%
Briscoe County$1,078$45,41728.5%
Brooks County$1,014$47,76425.5%
Brown County$1,137$57,47023.7%
Burleson County$1,151$70,00019.7%
Burnet County$1,349$78,73220.6%
Caldwell County$1,817$69,75831.3%
Calhoun County$1,014$79,95915.2%
Callahan County$1,310$72,43621.7%
Cameron County$1,042$52,60123.8%
Camp County$1,014$58,84320.7%
Carson County$1,107$85,23115.6%
Cass County$1,014$53,81322.6%
Castro County$1,218$56,77625.7%
Chambers County$1,497$109,80416.4%
Cherokee County$1,062$61,26120.8%
Childress County$1,128$58,65423.1%
Clay County$1,145$80,11417.2%
Cochran County$1,014$45,31326.9%
Coke County$1,014$43,33328.1%
Coleman County$1,079$49,15926.3%
Collin County$1,807$121,60017.8%
Collingsworth County$1,014$61,28019.9%
Colorado County$1,211$66,37721.9%
Comal County$1,441$101,88917.0%
Comanche County$1,017$59,63520.5%
Concho County$1,131$65,79520.6%
Cooke County$1,314$73,93221.3%
Coryell County$1,138$71,30119.2%
Cottle County$1,078$59,06321.9%
Crane County$1,014$62,21219.6%
Crockett County$1,078$81,02216.0%
Crosby County$1,241$52,18828.5%
Culberson County$1,078$58,77722.0%
Dallam County$1,381$71,50023.2%
Dallas County$1,807$76,54728.3%
Dawson County$1,212$54,36026.8%
DeWitt County$1,205$63,73022.7%
Deaf Smith County$1,112$60,79921.9%
Delta County$1,014$66,57518.3%
Denton County$1,807$111,49819.4%
Dickens County$1,108$49,33527.0%
Dimmit County$1,014$38,80831.4%
Donley County$1,014$58,75020.7%
Duval County$1,078$49,03826.4%
Eastland County$1,014$53,54922.7%
Ector County$1,522$71,53625.5%
Edwards County$1,078$40,31332.1%
El Paso County$1,146$59,80623.0%
Ellis County$1,807$99,59521.8%
Erath County$1,260$65,11523.2%
Falls County$1,014$57,24721.3%
Fannin County$1,093$72,29518.1%
Fayette County$1,093$75,85417.3%
Fisher County$1,014$65,53318.6%
Floyd County$1,014$58,46220.8%
Foard County$1,014$61,56319.8%
Fort Bend County$1,497$114,04115.8%
Franklin County$1,151$72,36019.1%
Freestone County$1,014$59,96020.3%
Frio County$1,227$66,01022.3%
Gaines County$1,014$74,13216.4%
Galveston County$1,497$86,10520.9%
Garza County$1,084$46,31428.1%
Gillespie County$1,591$76,16225.1%
Glasscock County$1,078$101,25012.8%
Goliad County$1,428$59,35928.9%
Gonzales County$1,014$58,67220.7%
Gray County$1,083$59,61421.8%
Grayson County$1,395$72,18223.2%
Gregg County$1,232$66,55022.2%
Grimes County$1,154$69,80319.8%
Guadalupe County$1,441$92,37518.7%
Hale County$1,014$51,89723.4%
Hall County$1,014$48,45925.1%
Hamilton County$1,014$58,21920.9%
Hansford County$1,230$69,44121.3%
Hardeman County$1,014$63,33319.2%
Hardin County$1,218$75,80819.3%
Harris County$1,497$74,98324.0%
Harrison County$1,244$66,10322.6%
Hartley County$1,218$75,84119.3%
Haskell County$1,014$60,65320.1%
Hays County$1,817$89,09724.5%
Hemphill County$1,014$61,56319.8%
Henderson County$1,114$65,17920.5%
Hidalgo County$1,017$54,33822.5%
Hill County$1,080$64,59120.1%
Hockley County$1,014$63,14019.3%
Hood County$1,463$88,16019.9%
Hopkins County$1,205$70,88820.4%
Houston County$1,046$56,53122.2%
Howard County$1,217$69,64921.0%
Hudspeth County$1,014$48,60025.0%
Hunt County$1,807$71,93830.1%
Hutchinson County$1,014$67,22818.1%
Irion County$1,350$70,35723.0%
Jack County$1,022$68,07918.0%
Jackson County$1,142$65,41420.9%
Jasper County$1,014$56,72321.5%
Jeff Davis County$1,078$59,28621.8%
Jefferson County$1,218$60,02624.3%
Jim Hogg County$1,045$42,21129.7%
Jim Wells County$1,014$51,89623.4%
Johnson County$1,745$84,85924.7%
Jones County$1,310$59,46426.4%
Karnes County$1,143$60,21422.8%
Kaufman County$1,807$89,48524.2%
Kendall County$1,650$114,96217.2%
Kenedy County$1,102$38,88234.0%
Kent County$1,078$72,88917.7%
Kerr County$1,156$69,39520.0%
Kimble County$1,014$69,45517.5%
King County$1,078$46,64527.7%
Kinney County$1,078$70,00018.5%
Kleberg County$1,314$61,29225.7%
Knox County$1,014$56,66721.5%
La Salle County$1,073$57,71622.3%
Lamar County$1,036$61,88020.1%
Lamb County$1,014$60,76020.0%
Lampasas County$1,014$81,73614.9%
Lavaca County$1,086$63,24020.6%
Lee County$1,155$76,37118.1%
Leon County$1,014$61,44919.8%
Liberty County$1,497$68,70326.1%
Limestone County$1,014$60,57320.1%
Lipscomb County$1,014$72,56016.8%
Live Oak County$1,115$57,15023.4%
Llano County$1,102$67,53019.6%
Loving County$1,078$51,25025.2%
Lubbock County$1,241$64,15523.2%
Lynn County$1,025$73,67916.7%
Madison County$1,014$74,59616.3%
Marion County$1,041$49,67225.1%
Martin County$1,781$93,73422.8%
Mason County$1,078$74,18017.4%
Matagorda County$1,226$58,62825.1%
Maverick County$1,014$49,56824.5%
McCulloch County$1,067$54,04323.7%
McLennan County$1,297$66,64323.4%
McMullen County$1,078$43,87529.5%
Medina County$1,231$78,07418.9%
Menard County$1,014$53,04322.9%
Midland County$1,794$92,87423.2%
Milam County$1,126$66,14120.4%
Mills County$1,014$67,62018.0%
Mitchell County$1,118$60,55022.2%
Montague County$1,088$64,54520.2%
Montgomery County$1,497$97,70118.4%
Moore County$1,070$61,76220.8%
Morris County$1,014$58,64520.7%
Motley County$1,014$61,15419.9%
Nacogdoches County$1,139$53,55525.5%
Navarro County$1,139$63,11121.7%
Newton County$1,014$42,61828.6%
Nolan County$1,087$50,74725.7%
Nueces County$1,421$66,89725.5%
Ochiltree County$1,014$70,18317.3%
Oldham County$1,065$79,90016.0%
Orange County$1,218$72,10420.3%
Palo Pinto County$1,129$67,67420.0%
Panola County$1,060$64,89419.6%
Parker County$1,745$104,44320.0%
Parmer County$1,214$69,73520.9%
Pecos County$1,078$72,75017.8%
Polk County$1,227$62,25923.6%
Potter County$1,107$53,24924.9%
Presidio County$1,078$43,80229.5%
Rains County$1,014$65,41318.6%
Randall County$1,107$83,86415.8%
Reagan County$1,014$57,81321.0%
Real County$1,099$39,60533.3%
Red River County$1,014$48,49125.1%
Reeves County$1,165$64,29721.7%
Refugio County$1,014$60,18120.2%
Roberts County$1,078$67,86819.1%
Robertson County$1,151$72,23619.1%
Rockwall County$1,807$127,98116.9%
Runnels County$1,055$62,63220.2%
Rusk County$1,205$68,65821.1%
Sabine County$1,057$66,58519.0%
San Augustine County$1,014$50,40824.1%
San Jacinto County$1,163$65,36421.4%
San Patricio County$1,421$69,70424.5%
San Saba County$1,140$55,81924.5%
Schleicher County$1,078$86,69414.9%
Scurry County$1,245$60,03924.9%
Shackelford County$1,014$73,04716.7%
Shelby County$1,014$49,77624.4%
Sherman County$1,065$61,25020.9%
Smith County$1,277$74,19220.7%
Somervell County$1,014$79,82515.2%
Starr County$1,014$37,63932.3%
Stephens County$1,014$58,00821.0%
Sterling County$1,185$64,95421.9%
Stonewall County$1,078$56,87522.7%
Sutton County$1,078$78,90616.4%
Swisher County$1,014$36,16533.6%
Tarrant County$1,745$84,20724.9%
Taylor County$1,310$67,13923.4%
Terrell County$1,078$44,88628.8%
Terry County$1,014$44,10027.6%
Throckmorton County$1,060$59,21621.5%
Titus County$1,045$58,42521.5%
Tom Green County$1,350$68,37023.7%
Travis County$1,817$99,61121.9%
Trinity County$1,079$52,01824.9%
Tyler County$1,117$55,39624.2%
Upshur County$1,232$66,20822.3%
Upton County$1,078$49,16726.3%
Uvalde County$1,200$53,80126.8%
Val Verde County$1,119$66,10020.3%
Van Zandt County$1,184$69,47520.5%
Victoria County$1,428$70,89624.2%
Walker County$1,227$52,32428.1%
Waller County$1,497$80,39722.3%
Ward County$1,406$65,95225.6%
Washington County$1,400$77,82521.6%
Webb County$1,157$63,05822.0%
Wharton County$1,184$66,92421.2%
Wheeler County$1,048$60,16720.9%
Wichita County$1,145$63,52421.6%
Wilbarger County$1,091$54,10224.2%
Willacy County$1,014$54,18022.5%
Williamson County$1,817$111,34019.6%
Wilson County$1,441$94,56518.3%
Winkler County$1,109$86,90015.3%
Wise County$1,164$93,42115.0%
Wood County$1,019$60,30020.3%
Yoakum County$1,205$84,92517.0%
Young County$1,053$68,01018.6%
Zapata County$1,014$39,23931.0%
Zavala County$1,014$36,74933.1%

Metros with member counties in Texas

BEA 2024, U.S. = 100. Rent is a population-weighted mean of member-county benchmarks where available.

Metro areaAll-items RPPHousing RPP2BR rent / month
Abilene, TX90.473.8$1,310
Amarillo, TX91.878.4$1,107
Austin-Round Rock-San Marcos, TX98.1120.4$1,817
Beaumont-Port Arthur, TX90.070.9$1,218
Brownsville-Harlingen, TX86.057.7$1,042
College Station-Bryan, TX91.075.1$1,151
Corpus Christi, TX92.784.9$1,420
Dallas-Fort Worth-Arlington, TX103.1117.9$1,781
Eagle Pass, TX83.853.7$1,014
El Paso, TX89.971.2$1,145
Houston-Pasadena-The Woodlands, TX98.6104.5$1,485
Killeen-Temple, TX91.177.9$1,132
Laredo, TX87.059.7$1,157
Longview, TX89.566.7$1,230
Lubbock, TX91.376.4$1,220
McAllen-Edinburg-Mission, TX85.955.9$1,017
Midland, TX95.8101.5$1,794
Odessa, TX93.989.7$1,522
San Angelo, TX92.581.4$1,350
San Antonio-New Braunfels, TX94.794.6$1,433
Sherman-Denison, TX93.889.5$1,395
Texarkana, TX-AR84.049.9$1,101
Tyler, TX92.279.9$1,277
Victoria, TX89.869.3$1,428
Waco, TX92.583.5$1,263
Wichita Falls, TX89.568.2$1,145