2BR rent: county vs state vs US
HUD FY2027 monthly gross FMR. State and U.S. values are population-weighted county means. Dollars per month.
LivingCostFacts / county
Harmon County, OK: cost of living
Compare HUD rent benchmarks with household income in Harmon County, Oklahoma. These figures describe area-wide conditions rather than a personal budget.
Oklahoma state RPP: 87.8 (BEA 2024; U.S. = 100). Regional context, not a county-specific price estimate.
BEA 2024 · HUD FY2027 · ACS 2020–2024 · CPI through 2026-10
$916
2BR monthly rent
HUD FY2027
25.4%
Rent / household income
Annual 2BR FMR ÷ ACS median income
$43,333
Median household income
ACS 2020–2024
$79,700
Median home value
Owner-occupied homes, ACS 2020–2024
Read the local picture
Fair Market Rent (FMR) is HUD’s estimate of the 40th percentile gross rent for standard-quality rental homes occupied by recent movers. It includes rent and most tenant-paid utilities. A household’s actual rent can differ substantially by neighborhood, lease and property.
Put the benchmark in context
The rent-to-income comparison uses 12 months of the 2BR FMR divided by median household income. It compares different vintages and all household types; it is not the share of renter households that are cost burdened.
Annual income vs annual 2BR rent
ACS 2020–2024 median household income and 12 × HUD FY2027 2BR FMR. Dollars per year; separate vintages and household groups.
Income remaining after this rent benchmark is $32,341 per year, before taxes, food, transport, health care and other expenses.
No BEA metro RPP is assigned to this county from the July 2023 Census metropolitan delineation. State RPP provides wider context.
The data in view
Monthly rent by bedroom
HUD FY2027 gross monthly FMR; includes most tenant-paid utilities. Dollars per month.
Oklahoma: RPP components
BEA 2024 regional context; each category is compared with its own U.S. = 100 benchmark. These are not county price estimates or spending shares.
Black marker: U.S. benchmark = 100 in each row.
Monthly Fair Market Rent by bedroom
HUD 40th percentile gross rent for standard-quality units; includes tenant-paid utilities except telephone, cable and internet. These are benchmarks, not asking-rent medians.
| Home size | FY2027 monthly gross rent |
|---|---|
| Studio | $696 |
| 1 bedroom | $700 |
| 2 bedrooms | $916 |
| 3 bedrooms | $1,091 |
| 4 bedrooms | $1,531 |
Homeownership and population
Property taxes are for owner-occupied homes, not a renter charge. A + marks a Census top-coded estimate.
| Measure | Value |
|---|---|
| Median annual real estate taxes paid | $537 |
| Population used for weighting (HUD pop2024) | 2,406 |
Compare rent and income
State and U.S. rents are population-weighted means of available county benchmarks; income is the published ACS median.
| Area | 2BR rent / month | Median household income |
|---|---|---|
| Harmon County | $916 | $43,333 |
| Oklahoma | $1,127 | $65,039 |
| United States | $1,761 | $80,734 |