LivingCostFacts / county

Delaware County, IN: cost of living

Compare HUD rent benchmarks with household income in Delaware County, Indiana. These figures describe area-wide conditions rather than a personal budget.

Muncie, IN metro RPP: 88.1 (BEA 2024; U.S. = 100). Regional context, not a county-specific price estimate.

BEA 2024 · HUD FY2027 · ACS 2020–2024 · CPI through 2026-10

$1,145
2BR monthly rent

HUD FY2027

23.6%
Rent / household income

Annual 2BR FMR ÷ ACS median income

$58,127
Median household income

ACS 2020–2024

$139,400
Median home value

Owner-occupied homes, ACS 2020–2024

Read the local picture

Fair Market Rent (FMR) is HUD’s estimate of the 40th percentile gross rent for standard-quality rental homes occupied by recent movers. It includes rent and most tenant-paid utilities. A household’s actual rent can differ substantially by neighborhood, lease and property.

2BR rent: county vs state vs US

HUD FY2027 monthly gross FMR. State and U.S. values are population-weighted county means. Dollars per month.

  1. Delaware County$1,145
  2. Indiana$1,302
  3. United States$1,761
0$1,761

Put the benchmark in context

The rent-to-income comparison uses 12 months of the 2BR FMR divided by median household income. It compares different vintages and all household types; it is not the share of renter households that are cost burdened.

Annual income vs annual 2BR rent

ACS 2020–2024 median household income and 12 × HUD FY2027 2BR FMR. Dollars per year; separate vintages and household groups.

  1. Median household income$58,127
  2. Annual 2BR rent$13,740
0$58,127

Income remaining after this rent benchmark is $44,387 per year, before taxes, food, transport, health care and other expenses.

This county or equivalent belongs to the Muncie, IN metro area. Its 2024 metro-wide all-items RPP is 88.1. A metro RPP is not a county-specific price estimate.

A matching metro wage page is unavailable on JobPayFacts; the wage link provides state context instead.

The data in view

Monthly rent by bedroom

HUD FY2027 gross monthly FMR; includes most tenant-paid utilities. Dollars per month.

  1. Studio$899
  2. 1 bedroom$913
  3. 2 bedrooms$1,145
  4. 3 bedrooms$1,438
  5. 4 bedrooms$1,890
0$1,890

Muncie, IN: RPP components

BEA 2024 regional context; each category is compared with its own U.S. = 100 benchmark. These are not county price estimates or spending shares.

  1. All items88.1
  2. Goods94.3
  3. Housing rents57.5
  4. Utilities86.4
  5. Other services99.1
0100.0

Black marker: U.S. benchmark = 100 in each row.

Monthly Fair Market Rent by bedroom

HUD 40th percentile gross rent for standard-quality units; includes tenant-paid utilities except telephone, cable and internet. These are benchmarks, not asking-rent medians.

Home sizeFY2027 monthly gross rent
Studio$899
1 bedroom$913
2 bedrooms$1,145
3 bedrooms$1,438
4 bedrooms$1,890

Homeownership and population

Property taxes are for owner-occupied homes, not a renter charge. A + marks a Census top-coded estimate.

MeasureValue
Median annual real estate taxes paid$1,039
Population used for weighting (HUD pop2024)112,280

Compare rent and income

State and U.S. rents are population-weighted means of available county benchmarks; income is the published ACS median.

Area2BR rent / monthMedian household income
Delaware County$1,145$58,127
Indiana$1,302$71,957
United States$1,761$80,734